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  • Click here to get a free health insurance quote from Insurecom.com. They are a FREE consumer referral service helping you find the most competitive insurance rates available. Since 1993, they have helped millions of consumers save money on their insurance. Insurecom.com has a network of thousands of participating insurance agents and companies across the United States. Once you complete the online form, their computer system instantly attempts to match your profile to as many as five top insurance companies. Your information is immediately sent to them, they work up their best quotes, and contact you with their rates...(Read more)


  • Instant Dental Coverage with Huge Savings from Dentalplans.com. Their website is cutting-edge and improving and expanding constantly. Dentalplans.com has instant and customized enrollment. They have contracted with ten of the Nation's largest dental networks and are adding new networks all the time so you can find a great dental plan! The internet's top dental coverage provider, a name you can trust...(Read more)

Consumer Tips -
Shopping for Health Insurance


  • Take your time in shopping for the appropriate health insurance policy. But don't put off the decision when your family needs health insurance coverage. Don't wait for a catastrophe before you start shopping for health insurance.
  • Be sure to check with your local or state government to see if your children may be eligible for the new Children's Health Insurance Program that most U.S. states participate in. The income level for eligibility includes many middle-class families and is very affordable.
  • If you have further insurance questions you can call the National Insurance Consumer Help line (1-800-942-4242). This is an insurance industry hot line set up to help consumers. You can also contact your state's insurance commissioner if you have serious insurance complaints.
  • Review your health insurance policy frequently to see you if need an updated policy but don't needlessly change policies.
  • After purchasing the health insurance policy, make your payments on time so that you and/or your family is completely covered during the term of the policy.
  • Review the co-payments carefully - For example: Is there a co-payment for each doctor's visit, emergency room, prescriptions? Is there a required primary car physician? Read the list of doctors, clinics and hospitals available to you in the health plan. How high is the deductible?


  • After purchasing the health insurance policy, keep all records of the policy in a file folder and cabinet. Review all updates that come in the mail.
  • Be clear on what if any drug prescriptions are covered. What about non-covered drugs? Generics? Are you restricted to refilling prescriptions by mail only.
  • In some U.S. states, you may have a "free-look" period of several days to review after new insurance policy after purchasing the policy. You should take the time during this period to read all the details of the new policy.
  • Ask the insurance agent what happens if you have an emergency and how to handle the emergency call, ambulance, emergency costs, proof of insurance. What is the deductible of each day of hospitalization? What co-payment will be required upon emergency room registration?
  • Never sign anything in regards to your insurance policy that you don't understand.
  • Compare multiple health insurance policies side-by-side and choose the one that best fits your family needs.



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